IRA-based turnkey solutions
Dentists can offer small business IRAs that are intended to provide a simplified retirement program employers can use for themselves and their employees.
Compare IRA options
Which IRA is right for you?
SEP IRA
- Best for small business owners & self-employed
- No employee contributions
- Employer contributions up to 25% of compensation (max $70,000)
- Immediate vesting schedule
Simple IRA
- Best for small businesses (<100 employees)
- Employee contributions up tp to $16,500 + $3,500 catch-up if age 50+
- Employer contributions required– match up to 3% or 2% nonelective
- Total contribution limit up ~$30,500 (employee + employer, with catch-up)
- Immediate vesting schedule
The Dentists’ Guild IRA Services
Grow your IRA with personal guidance
Our IRA program offers access to a self-directed investment platform and financial planning services to account holders who prefer to have a fiduciary investment advisor manage their account. Contact us today and we will set up a no-obligations appointment with a financial planner for you.
Basic Services
- Access to pre-screened and monitored low-cost funds
- Access to Morningstar Retirement Manager® for managed account service
- In-depth consultation with Financial Planner and customized asset allocation for your TDG IRA
- Spend-down guidance for retirees with personal financial portal to aggregate all your financial assets and liabilities
Enhanced services
- Customized financial planning inclusive of TDG IRA and other assets
- Aggregated investment reporting
- Cash flow management
- Retirement planning
- Comprehensive risk management review
Additional services
- Trust & estate planning
- Income & estate tax planning
- Tax return preparation (personal or corporate)
- Tax advisory & business succession planning
Why TDG IRA could be right for you
Low-cost active and passive funds screened and monitored by an advisor
Our leverage as a group allows us to offer share classes that are normally available to institutional investors with no minimum investment requirement.
No trading cost
You will not pay any fees to buy or sell the funds offered on our platform.
Individualized guidance ranging from basic advice to complex financial planning
Our services are offered at a group rate to save you money.
Planning services
Enjoy comprehensive financial guidance and more when planning your retirement with The Dentist’s Guild:
- Aggregated investment reporting
- Cash flow management
- Retirement planning
- Risk management
- Trust and estate planning
- Tax strategies and return preparation
- Business succession planning
Ready to enhance your retirement plan?